Top rated Credit Cards to apply for

Credit Cards for People with Bad Credit

Simply getting a credit card will not help you build, re-build or re-establish your credit history. Making on-time minimum payments with all of your creditors and keeping account balances low relative to the credit limit are key to rebuilding your credit history. Prepaid debit cards, unlike credit cards, do not provide a line of credit and do not influence your credit history. Choose from secured and unsecured credit cards, and prepaid card offers below - some of them are fee-based.

Capital One® Secured MasterCard® (one of the best secure credit cards to apply for first)                                Email offer		At Capital One's secure site --OR-- Call Capital One at 888-825-2191
	Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker Your minimum security deposit gets you a $200 credit line You may qualify for a credit line increase based on your payment history and creditworthiness—no additional deposit required Easily manage your account 24/7 with online access, by phone or using our mobile app It's a credit card—accepted at millions of locations worldwide See complete Capital One® Secured MasterCard® details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A N/A N/A N/A 22.9% (Variable) $29 Bad Credit

First PREMIER® Bank MasterCard® Credit Card Email offer		At First PREMIER® Bank's secure site
	MasterCard's new chip technology makes an already secure card, even safer Apply today and if approved, pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit, additional fees and charges). Reports to the major Consumer Reporting Agencies. Easy Application process! Pay no interest on purchases by paying your balance in full each month If approved, once your account is opened you may use your credit card at millions of merchants worldwide (subject to available credit). Trying to rebuild your credit history? It may be possible if you make on time payments to all your creditors and keep your account balances low relative to the credit limit. See complete First PREMIER® Bank MasterCard® Credit Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A* N/A* N/A* N/A* See website* See website* Fair/Bad Credit*

First PREMIER® Bank Gold Credit Card Email offer		At First PREMIER® Bank's secure site
	Now featuring My TransUnion Monitoring. Receive a free one-year subscription to your TransUnion credit report and VantageScore Credit Score (conditions apply; see website). Apply today and if approved, pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit, additional fees and charges). You may rebuild your credit history: make on time payments to all your creditors and keep your account balances low relative to the credit limit. Reports your credit history to the major Consumer Reporting Agencies This is a credit card - not a debit or prepaid card A Gold credit card offer for those with less than perfect credit. Apply for a credit card today - Get a response today! See complete First PREMIER® Bank Gold Credit Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A* N/A* N/A* N/A* See website* See website* Fair/Bad Credit*

First PREMIER® Bank Credit Card Email offer		At First PREMIER® Bank's secure site
	Acceptance at millions of locations worldwide, including online purchases (subject to available credit). Apply today, and if approved, pay a Processing Fee and you could begin enjoying a manageable credit limit (subject to available credit, additional fees and charges) Monthly reporting to the major Consumer Reporting Agencies. Issued by FDIC-insured First PREMIER® Bank. Trying to rebuild your credit history? You may if you make on time payments to all your creditors and keep your account balances low relative to the credit limit. See complete First PREMIER® Bank Credit Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A* N/A* N/A* N/A* See website* See website* Fair/Bad Credit*

Credit One Bank® Platinum Card Email offer		At Credit One Bank's secure site
	Get Pre-Qualified without affecting your credit score Automatic reviews for credit line increase opportunities Keep an eye on your credit information with free online monthly credit score tracking Choose your card design from our premium gallery Email or text alerts to remind you when your payment is due No limit to the gas rewards you can earn See complete Credit One Bank® Platinum Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A* N/A* N/A* N/A* 17.90% - 23.90% (Variable)* $35-$99 Bad Credit

First PREMIER® Bank Classic Credit Card Email offer		At First PREMIER® Bank's secure site
	This is a credit card - not a debit or prepaid card Apply today, and if approved, pay a Processing Fee to access your available credit (additional fees and charges apply). Optional Payment Protection Available A credit card offer for those lacking perfect credit. Rebuilding your credit history may be possible: make on time payments to all your creditors and keep your account balances low relative to the credit limit. See complete First PREMIER® Bank Classic Credit Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A* N/A* N/A* N/A* See website* See website* Fair/Bad Credit*

Credit One Bank® Credit Card with Gas Rewards Email offer		At Credit One Bank's secure site
	Unlimited 1% cash back gas rewards No limit to the gas rewards you can earn Rewards post to your account automatically each month Get Pre-Qualified without affecting your credit score Automatic reviews for credit line increase opportunities Keep an eye on your credit information with free online monthly credit score tracking Choose your card design from our premium gallery Email or text alerts to remind you when your payment is due See complete Credit One Bank® Credit Card with Gas Rewards details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A* N/A* N/A* N/A* 17.90% - 23.90% (Variable)* $35-$99 Bad Credit

USAA Secured Platinum Card Email offer		At USAA Savings's secure site
	USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members. It's a real credit card - not a prepaid or debit card, that helps you build or improve your credit score. When you apply - you'll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit. Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card's credit limit. Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don't default on your payments. Start building your credit - opening a CD lets you get a credit card even if you don't have a credit history or have bad credit. See complete USAA Secured Platinum Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A N/A N/A N/A 9.90% (Variable) $35 Bad Credit

The First Access VISA® Credit Card Email offer		At First Access Card's secure site
	Get the security and convenience of a full-feature, unsecured VISA® Credit Card — accepted at millions of merchant and ATM locations nationwide and online Reporting monthly to all three major credit reporting agencies Perfect credit not required for approval; we may approve you when others won't Easy and secure online application If approved, pay a Processing Fee and you can access the $300 credit limit (subject to available credit) Receive your card more quickly with optional Expedited Processing (additional fee applies) Get a result in as little as 60 seconds upon completion of the online application Online Customer Center available 24 x 7 See complete The First Access VISA® Credit Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A N/A N/A N/A 29.99% $75 for first year After that, $48 annually. Bad Credit

Total VISA® Credit Card Email offer		At Mid America Bank & Trust's secure site
	Fast and easy application process; response provided in seconds Initial credit limit of $300.00! (subject to available credit) A genuine VISA card accepted by merchants nationwide across the USA and online Manageable monthly payments If approved, simply pay a Processing Fee to open your account and access your available credit Reports monthly to all three major credit bureaus See complete Total VISA® Credit Card details
Purchases Balance Transfers Regular APR Annual Fee Credit Needed Intro APR Intro APR Period Intro APR Intro APR Period N/A N/A N/A N/A 29.99% $75 for the first year, $48 annually after that Fair/Bad Credit